Meet Perry Floyd, a courageous fourteen-year-old whose life takes an unexpected turn when his family loses their fortune due to a disastrous stock trade by his father. The family's fall from grace lands them in a tough neighborhood far removed from their luxurious waterfront mansion. As Perry navigates the perils of his new environment, he faces bullies at school and home, deals with strained family relationships, and endures the heartache of unrequited love. Yet, these challenges pale in comparison to the dangerous secret he stumbles upon while returning from school one day.

In this thrilling and often hilarious journey, Perry's life is turned upside down by the notorious Frank U. Kindly, whose antics provide a mix of humor and chaos. With each chapter, Perry learns valuable lessons about resilience, friendship, and the importance of family, even when times are tough. Join Perry as he navigates the ups and downs of adolescence in a world filled with unexpected twists and turns.